The path to becoming a millionaire is not glamorous, but it also isn't out of reach for the average person. Just ask Steven Chen, self-made millionaire and founder of Call to Leap. He claims to have achieved financial freedom at age 33, transitioning from a job as a public school teacher to an investor and influencer who now gives advice to others on how to do the same.

In a recent Instagram post, he made becoming a millionaire seem incredibly simple, and perhaps it is.

Here are some daily habits he suggested you should follow to become a millionaire.

Sometimes the most important steps to building wealth are the most obvious and thus seem too good to be true, but this step really is key. Tracking your spending is an important step in wealth building. You can either rely on old-fashioned methods like spreadsheets, use modern apps and software or whatever helps you see where money is going out so you can budget, cut back and put any extra toward your savings and investments.

Net worth may sound like something only celebrities think about, but everyone with assets of any kind and expenses or liabilities has a net worth.

You also need to know your liabilities, which can include:

You then subtract your liabilities and expenses from your assets and you get a net worth. While that number can vary and change, and some of it might not be immediately accessible, knowing what you're worth allows you to make a lot of important money moves.

Making more income is a first step to building wealth that puts you on track to becoming a millionaire. Chen and other financial experts encourage side hustles to bring in extra income, everything from freelance work to Airbnb, with the idea that the more unique ways you have of making income (hence diversified), the more likely you are to always be earning even if there is economic instability or market changes.

Achieving passive income through investments or real estate may be a sign that you're well on your way to millionaire status.

The most reliable way to grow money is not just to save it but to invest it, and the easiest way to invest money is in retirement accounts like 401(k) or IRA plans, where some or part of the money you put in, the gains you earn on it or the distributions from it are free from tax.

These accounts are typically invested in the stock market, which means you're not only getting somewhere between 7% and 12% returns on your money, but it's compounding, as you continue reinvesting the interest you earn over time. A young person who consistently invests 15% of their income into one of these accounts could easily be a multimillionaire by the time they retire.

Once again, with feeling: The best and fastest way to earning wealth is not just saving but investing. If you continue to invest the interest you earn, then no matter how little you invest, the results will be significantly better than saving alone.

Chen pointed out, "Time in the market beats timing the market." What that means is that the longer you stay invested, the better your returns vs. trying to "catch" the market in a high and reaping temporary gains.

Probably nobody sets out to live above their means, but Chen pointed out that "lifestyle creep" is a phenomenon that can steal your wealth. It means that when you start to make more money, instead of saving and investing it, you spend it because hey, it feels good to live a little bigger. But if you're patient and live below your means for longer, you'll be able to enjoy that feeling perhaps sooner than you think.