The Mega Millions jackpot prize has grown to $825 million ahead of Friday night's draw -- the seventh-largest sum in the game's history.

To win the jackpot, you'll need to match numbers with all five white balls, plus the gold Mega Ball.

But the amount you'd actually take home depends on the tax laws in your state and your chosen payout option.

Winners have two payout options: a 30-year annuity that pays the full jackpot amount or a one-time cash lump sum worth about 46% of the total. While the lump sum is smaller, many winners choose it to receive a large amount upfront, which they can invest right away.

Then there's federal and state taxes to consider. The Internal Revenue Service automatically withholds 24% of your winnings, but with a jackpot this size, you'll likely owe a total of 37% when you file your tax return since it would push you into the highest tax bracket.

State taxes vary, ranging from 2.5% to 10.9%, unless you're in one of the eight states that doesn't tax lottery winnings -- California, Florida, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. And five states -- Alabama, Alaska, Hawaii, Nevada and Utah -- don't participate in the Mega Millions lottery at all.

The next draw is Friday at 11 p.m. ET. If there's no winner, the jackpot will roll over and the next drawing will take place on Tuesday at 11 p.m. ET.

Here's a breakdown of the lump sum and annuity payouts in every state, as well as Washington, D.C., for those lucky enough to beat the 1 in 302.5 million odds. The prize amounts for both lump sum and annuity amounts are calculated by usamega.com.